Business Alliance Financial Services has a service platform that differentiates us from others. We feel that in the fast-moving world of Commercial Lending, a Portfolio Review should be integral to your lending program.
Portfolio reviews are necessary to monitor asset quality, risk migration trends, policies, & procedures. The scope of the portfolio review may vary depending on the complexity and needs of each credit union. A credit union may complete certain portions of its portfolio review internally or may outsource to third parties. BAFS has the resources and flexibility that allows you to choose the scope you need. Starting with your input, we identify loan samples, review policies, procedures, and forms by remote. We can perform reviews by remote or on-site. We issue your draft report within 2 weeks and a final report within 30 days.
Get a Personalized Quote today at 1-844-577-BAFS (2237)
Portfolio Review Options
Full Narrative Portfolio Review:
Limited Narrative Portfolio Review:
Loan Sample Plus Operational Review:
Third Party Loan Sample Review:
Up to 51% of Portfolio Reviewed
35% of Portfolio Reviewed
At least 25 Loans Reviewed
At least 25 Loans Reviewed
Meet Steve Martens – BAFS – VP Director of Loan Audit & Review
Steve joined BAFS in March of 2017 bringing his wide range of skills in:
During 30 years in banking/finance, he’s gathered knowledge & skills needed to oversee the asset quality of the portfolio, assuring acceptable credit standards are practiced, and ensuring that relevant laws and regulations are followed. He oversees commercial loan and portfolio reviews. Steve leads the development of our Dual Risk Rating Systems utilizing measures of loss- given default and probability of default. He writes and recommends revisions to credit union policies/procedures to up to date NCUA standards. Steve leads a capable team of Loan Review Specialists.
Business Alliance Financial Services, L.L.C (“BAFS”) can provide many services to your credit union.
We are excited to announce our Convergence 2018 Users Conference at the beautiful Sheraton New Orleans starting April 11th, for more information please visit our conference website at https://convergence.bafsllc.com
BAFS is pleased to announce our collaboration with The Risk Management Association (RMA) in offering a commercial lending school. The school will use RMA certified instructor(s) and materials for each class module. Year one will begin with Commercial Credit for Lenders which will provide training on the core skills for commercial lending and credit.
Year one classes will be held at the corporate offices of Smart Financial Credit Union in Houston, Texas and will begin with registration on August 6, 2017. The 2017 class has been limited to the first 30 approved applicants and the final application deadline is July 21, 2017. If you have any questions concerning the school, please contact us at [email protected] or call Brian Fleming or Shannon White at 318-387-1132
We are excited to announce we are having our 3rd Annual BAFS User’s Conference at the L’auberge Casino Resort in Lake Charles on Tuesday April 4th. We will be discussing new regulatory issues, detailing our new services, our technology enhancements and have an interactive team building exercise.